Understanding Medicare Plans
Are you almost 65 years old and unsure about your Medicare choices? Or do you already have Medicare and need help making changes during open enrollment?
We understand Medicare and can answer your questions, evaluate your needs, and guide you through every step of the process.
Types of Medicare Plans Available
PART A
Hospital Insurance
PART B
Medical Insurance
PART C
Medicare Advantage
(Parts A, B & most often D)
PART D
Prescription Insurance
Medicare Supplement/Medigap – supplements Medicare Parts A & B
When to Enroll in Medicare
Before you turn 65, contact IHS. We will help you avoid common mistakes such as late enrollment penalties and choosing the wrong supplement, Part C (Medicare Advantage plan) or Part D (prescription insurance).
Medicare open enrollment occurs each year from October 15 through December 7. Changes are effective January 1 of the following calendar year. During open enrollment, IHS can evaluate the applicable insurance carriers and Part D drug providers, run comparisons, and make recommendations on the best choice.
Understanding Medicare is complicated and confusing. Contact IHS today to guide you through the process.
HOW IT WORKS - MEDICARE PROCESS
1. Collect Information
IHS collects your information during a scheduled meeting.
2. Enroll in Medicare
You enroll in Medicare.
3. Prepare Secondary Options
IHS prepares your Medicare secondary plan options.
4. Finalize Plans
IHS meets with you to review/finalize plan selections.